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You will also need to provide evidence of your address in Thailand as well as your regular address in your home country. Bangkok Bank is now asking for a certified letter from your Embassy.
This letter must state that you have presented your passport to the Embassy, and that it is indeed your passport. Depending on the Embassy cost will be between Baht If you have a work permit, are a permanent resident, or hold a long-stay visa, you can apply for a wider range of services such as a cheque account, internet banking and online international funds transfer services.
Bank of Ayudhya Krungsri Requirements: At least one or more of the following: The applicant must be aged 15 or over. Other terms and conditions are as specified by the Bank.
Passport, alien certificate, work permit issued or endorsed by any credible organization or visa which is valid for at least 3 months.
All I needed was passport, address in Thailand you can give pretty much any address and confirmation letter of internship work agreement should be fine too but no work permit needed!!!
I spend approx 1hour, great customer service. Bangkok bank pattaya wants you to buy insurance dlrs worth depending on age before openening bank acc.
Krungsri bank of Ayudhya branch in Phuket, Central Festival: I have an account with Bangkok Bank which I opened in and have lots of baht in that checking account with no past problems.
I want to open a joint bank account with my soon-to-be wife at Bangkok Bank. What documents will we need to accomplish this?
I assume the same for opening a current checking account. My wife and I yesterday They first sent us to immigration to fill out a form requesting a bank account.
Two passport pictures and Baht later we went back to the bank with the forms. Paid Baht for debit card end made Baht deposit in each account. Nothing required from your embassy?
I will be opening an account at a Thai bank shortly.. Which Thai banks have direct deposit? I would like to have CPP income deposited directly.
All of them, I would imagine. You mean the electronic transfer of money from one bank account to another? I do this with Bangkok Bank. I transfer electronically myself at the moment from foreign acct to a Thai acct..
I will look into further. My fiancee who is a British national opened an account at UOB Thailand but he was not allowed to withdraw due to lack of documents from the Ministry of Corporate Affairs in Thailand.
We are very sad because we already run out of cash and the amount of the lacking document from the Corporate Affairs would cost him USD.
How are we going to pay it if we are not allowed to withdraw from UOB? I need to open an account under a one month tourist visa.
What are Thai bank fees in general, also? You may also need a letter from your embassy verifying your status; it depends on the bank.
Have a read through the comments and the experiences of other readers. Thai bank fees vary: Generally, the interest rates are non-existent; certainly on current accounts standard withdrawal accounts.
Hi all, i will be traveling to Thailand in January, and travel a lot to Bangkok, need to open a bank account on tourist visa.
Please advise, guide which bank is better and easy to open Bank account. I do not have any property or rental agreement in Thailand.
Please guide in which bank to open account. No other requirement where mentioned. I have a Kasikorn account in Patong, a condo and a fractional ownership.
I have a Thai drivers license and a 12 month rental agreement in Ubon. Kasikorn and Siam banks would not let me open an account in Ubon unless I was married or had a work permit.
I am 71 and retired. If you have a Kasikorn account in Patong, why do you need another in Ubon? You can still bank there.
There are some things you would be required to go back to the original branch for, such as getting bank letters or closing the account, but you can still do regular banking elsewhere.
If you need to, talk to the manager about having the account officially transferred there; the rules may have changed.
In terms of opening an account with another bank, try Bangkok Bank - take all your documentation with you. I want to open an account in Ubon as live there now.
If I need to withdraw money or deposit money to my Patong account living in Ubon there are significant charges. I will pursue with Kasikorn, Bangkok and try other banks.
That certainly used to be the case. Ciao Christian, ti posso contattare in privato per una consulenza? Easily opened an account at Kuung Thai in Sattahip.
Most importantly they seemed the be aware from the onset that Immigration is now requiring foreigners to have bank accounts, and were very helpful.
Is it possible Immigration could have actually done something right and advised banks that embassy letters will be a thing of the past and that all foreigners will need Thai bank accounts to prove their income?
Cheers for the update. Good to hear you got an account very easily. Thanks for all the great info here! They issued an ATM Card on the spot for a baht fee.
The monthly maintenance fee is waived if you maintain baht balance, and there are no ATM fees for withdrawal at any bank in Thailand.
Hope this helps others! Two easy-open stories in one week from banks other that K-Bank and Bangkok Bank. Things seem to be getting easier all round.
Hi Ed was this for a savings account or cheque account. In the 1st Central Chidlom they said I would need manager approval but they had no manager.
At 2nd Central World Siam they said bank manager would not approve so no account. First, the website says the cards will be valid "until" That should read "through" So no rush on swapping out your debit cards.
Of course, this is probably all subject to change without notice and policies may vary by branch: So I have at least another year then, and after that hopefully I can get a Mastercard!
I went to Krung Thai bank. Kiss my ass, I thought. I moved on to Kasikorn; same there. So went to Bangkok Bank.
All I had was a tourist visa and my passport. I put Baht in an account and woohoo! I got a bank account. This is in Isaan though.
Has anyone found a bank in Thailand that will allow you to open an account without a O-A Visa. I find it a Catch Hi Thomas, Have a read through the comments.
Many people were able to open a bank account with just a tourist visa or visa waiver entry. Bangkok Bank seems to be the most farang friendly but other banks have opened accounts on tourist entries too.
If you have Baht you most likely could prove a 65, Baht monthly income then open the bank account. Living in the UK but will be regular holidaying in Thailand.
Need a bank account. You can probably get an account on a tourist visa next time you visit. Read through the experiences of other readers; plenty of people have done this.
Bangkok Bank is a good bet. This was my situation when I opened my account at Bangkok Bank. Card or house book to vouch for you.
When you read through the comments note which branches are favorable as the branches are run as little fiefdoms where manager have the ability to apply or ignore rules as they see fit.
I opened mine at Siam Paragon branch and had zero issues. I would like to open an account in the UK. Bangkok Bank has a branch in London.
It has limited connection with the Banks in Thailand though. You have to open your account in Thailand and then you can access the few retail services they provide.
And all was good until they stopped the Visa ATM card. And replaced it with the B1st union pay card. Works ok in Thailand but very difficult to use in other countrie to access you your money via ATM.
You can deposit directly to your account through any BKK overseas branch. Check out the Transferwise post TTL has. More info on that here: This might be moderately off-topic but has anyone used or experimented with any of the mobile payments systems in Thailand?
If so what kind of benefits or downsides did you find? Are there vendors that are accepting this yet? My manager just told me that he didnt need to show any such thing.
Can anyone give any advice on how to avoid giving the deposit? Citibank can be a pain. I tried to open an account there in Asok many years back.
Sounds like a fob off to me. Call their head office and ask for the requirements over the phone. Take the name of the person you speak to and log the time, date, etc.
Hi all, following the advice of someone else I did the following: Went to a BBL branch and opened a bank account. They ask for a Thai friend. Had to insist a bit.
No online banking Day 2: Went back to the same branch and asked for online banking again, they made me fill forms and said they were going to send me some info in days.
At the same branch, I asked for a statement, they said no. They said I need to have the account for 6 month to get a statement Day 3: I deposited bath and went to another branch and got a statement Day 4: I went to citibank, told them a nice story, proved my address with my BBL statement and insisted they open me a CITI priority account 1m bath deposit.
Now note the following: So you just transfer 35k usd from your citi account oversees no fee, no money lost in FX convertion.
Yes, of course, if you are citigold already, it will be easier. So the more you deposit, the more likely they will open the account.
I was try to open bank today in koh chang, krungthai and bangkok bank, with tourist visa, but they refused, i need letter from my embassy, any advise for me?
Only Krungsri branch in white sand beach offered me an account. Heem, let me try to go there tomorrow, i hope i can open there in krungsri, if not i can go to bangkok req some letter from my Embassy.
Saved me some time and hassle. Have been given so many different versions. Glad you found the information useful. Best of luck getting a Thai bank account.
Sounds like a bit of a performance. Maybe try a K-Bank or a Bangkok Bank. All I can say is HA! I am married to a thai.
Have a Ltd company in Thailand with my wife, am on a category B, business visa and even though I am presently with Bangkok bank, I thought it any benefit me to get an account to use for my Business with SCB Because the bank say you must have a work permit And she walked away with no answer?
I have SCB bank savings account with Master cards and i use till now. But Last 2 months i have lost my passport and renewed once.
And Do i need to notify the SCB bank for my new passport or just i leave it along. What is the best ways please help for this bank account is my main use here.
I was able to open a savings account with Kasikorn Bank in Patong with passport and retirement visa. This included a visa card which I have since used to purchase goods on the internet.
Only thing was I had to purchase 1 year world wide accident insurance at baht. Thanks for the update. You will have to pay various transfer fees to the sending and receiving banks.
However, The Bank of Thailand does require a reason for the money to be leaving Thailand and supporting documentation. You should check with your bank about sending money out of the country and what their policies and fees are.
I was in Pattaya in April as a tourist on a visa exempt stay. So I decided to try my luck with opening a bank account: I dressed up a bit and visited the local Bangkok Bank branch.
I showed my passport and to my big surprise was not asked about anything else. The lady opening my account asked where I was staying and gave the name of my hotel.
I was asked to deposit a minimum amount which was Baht. Internet and mobile banking were set up at the same time and work perfectly.
I was given a booklet which bring back fond memories and a Union Pay card. The whole procedure lasted 30 minutes. What bank did you open your account?
Need to find a bank. I live in Chiang Mai and I am on a study visa. I just tried to open an account with both Kasikorn and SCB.
Both will allow me to open an account on a study visa, but both require a certificate from my school to prove that I am studying with them apparently a govt issued visa is not proof enough.
Both also require proof of address. You might choose to try a different branch of the same bank; often the rules differ.
I got the certificate emailed and Kasikorn got me all set up. They also required 10k baht to open the account. I explained I have a non-immigrant B multiple entry visa and Thai government permits opening of a bank account as per the new regulations.
She refused to hear me, since I do not have a work permit. They refused without a work permit. I requested to see the manger. Showed the manager my Non-immigrant B multiple entry visa in my USA passport and said I am entitled to open a bank account based on my non-immigrant B-Visa and work permit is not required.
Manager asked where I live. I stated I live in an apartment. She wanted to see proof off my residence at Thailand.
I show a copy of my apartment lease contract for 6 month period. I indicted, I will be back in 30 min with the original lease.
Returned to the bank with the original lease contract from the apartment. They asked if I wanted an on-line and mobile banking facilities too. I gave them my telephone number and they download the mobile app and my mobile app was set up.
They took my email and set up my on-line banking. All this process took about min. After I gave an initial cash deposit of THB, I received my account book, Visa Debit card and mobile app and online banking system.
The mobile app work great with all features. Mobile app and Visa card works great here. Image goes a long way in ASIA.. Nice one for the report. Bank of Ayudhya Krungsri looks like a good additional option to Bangkok Bank.
Can you use your Visa card as a debit card in other countries? Hi guys,Just thought I would leave my two cents, since I managed to open an account without any hassle after reading this guide.
I decided for Bangkok Bank since it seemed the easiest after reading comments. I come to Bangkok every month for work trips so I am on a tourist visa always.
Got my Statutory Declaration signed and stamped. Went to Bangkok Bank in Emquartier shopping mall with only my passport and statutory declaration.
The staff there spoke fairly decent English so I was out with my newly opened savings account and Be1st Rabbit debit card in around 30 minutes.
No hassle at all. Thanks for reporting your experience. I have the same debit card. You can also use online banking. The staff at the same branch can set this up for you.
Online setup was also surprisingly easy. Had my online banking and sms notifications setup in about 10 mins in the taxi on the way to the office.
All in all a good experience, considering some of the hectic stories I read on other forums. The lady who issued my account walked me to the ATM and set it up for me.
True, but I was walked through it and shown all the functions, etc. After I got my initial deposit completed the only thing they showed me was the door!
In full disclosure they did take the time to set up my ATM user info. They just neglected to mention and I to ask anything about online access.
Bangkok bank Be 1st valued customer And at the moment it is impossible to get a debit card of any use at all from the likes of Bangkok bank as they have no Visa or Mastercard provider, the only card you can get is a Union pay which virtually nobody takes in any part of the world including Thailand and that also has your name on it as Be 1st valued customer so unless your name happens to be Be 1st Valued customer and your Flight provider takes Union Pay???
My Be1st Rabbit card is Visa and has my name on it. Expires in a bit less than 4 years. I know there are several versions of the card out there but I also know people who have been given the UnionPay card and went back in and got a Visa with no problem.
This contradicts what Darren said. Can anyone fully confirm, or I will have to pop in and ask. Sadly I left my B1st debit visa in an atm and had to get it replaced.
I can confirm that Bangkok bank no longer issues debit Visa cards only union pay which is useless. Have only been able to use it a handful of times in Bangkok.
Determined NOT to lose mine. If you are lucky enough to still have a visa or MasterCard before they lost it And Bangkok bank have no information if or when they are going to get another provider.
That also is a reason for it being quite easy to open an account with them at the moment Wow, I better not lose mine. That sucks about renewal though.
How ridiculous that they no longer have a provider. I assume Thais are in the same boat? This is weird, though. BKK Bank is still offering Visa credit cards.
The card they gave me is nameless and is Union Pay. So far it serves my purpose though as I only require it to withdraw money and pay for some shopping locally no one rejected the Union Pay so far Staying tuned in to this topic.
I have the same problem. I have been with them for 14 years. I had the B1st debit card with the visa sign on it. And it worked ok in Thailand and overseas.
But since they changed to Union Pay I have had nothing but trouble with it. I asked them if they could issue me the old visa card and was told no.
I even threatened to close the account. From the BBK website: Looks like its curtains for me sometime in then. Thanks for the heads up. Hi,I will be purchasing a condo in Thailand in the coming months but the condo is not yet built.
Does anyone know if the contract for purchase will be helpful in opening a Thai bank account? Owning a condo makes absolutely no difference in opening a Thai bank account.
Proof of address has to be from the Thai immigration office and can be purely a letter from the hotel you are staying at. I found Bangkok bank is good for opening an account, find a main branch, ask to open an account and also a FCD foreign currency deposit account then you can transfer money in your own country currency and do a simple exchange when the rates are favourable and they can both be linked via online banking.
And if when you ask that question you get the reply, No cannot, just go to another branch or the same branch the next day and ask the same person and they will probably be in a different mood and say,,, Yes, can!
Thanks for the info. Will keep you all posted. I have tried various banks to open up a bank account. They have all said no can not do.
Where are you based? Perhaps someone in that area knows of a good branch. I needed to show: You need to show a statement from the owner of the place where you stay to get this Proof of Residency.
I received my Bank Passbook almost immediately accompanied by a Debit Card that I could use that instant. Absolutely NO problems or hassles.
I remember seeing a webpage where a lady offered a service for openig bank accounts without any issues It seems to be a rule in Thailand with thai banks that even though they are of the same name and in the same banking group that there is 1 rule at 1 branch and 1 rule at another.
I have been in 1 branch of Bangkok bank in pattaya that 1 day I asked for a specific service and was told Mai mi No have cannot and then you can go ask the same person 2 days later and they say yes I think it depends on there mood or if they can be bothered.
I have opened 2 accounts with Bangkok bank, 1 in Bangkok and then after a problem with an atm card, a further account in pattaya.
I was able to open an account with Kasikorn Bank at Central World in Bangkok with an ED visa and a letter from the language school, along with my passport.
Minimum deposit Baht, plus a charge of for a debit card. With the debit card details, I was able to register for their online banking app, from which you can e.
I tried 2 other branches before this. I was turned away at the door at Silom Complex by Sala Daeng no work permit. At the Siam Paragon branch, after much discussion among the staff, they said I could open an account with an ED visa, but only if my visa had three months left before it expired "special rule for language school, would be one month for university" and a 10k deposit.
Clearly just making it up on the spot! I came back two days later, and fortunately was served by that same lady. Filled in my details, and left about 20 mins later with an account and debit card: Only a 30 day tourist visa as well but did get a lot of help from girlfriend and her house as my address in Thailand.
No visa debit though, union pay. I have family in Bangkok on retirement visa, wondering if I can run the same argument. If you can get on the House Book for your family that should constitute proof of address.
If you have a Thai friend, Bangkok Bank has a standard form letter that they can sign saying you live at their address. Might work the same with your family, too.
I hold dual nationalities both in Hong Kong and UK. It looks like that I can retire in Phuket as long as I stay no more than 30 days every time with my Hong Kong passport.
Can I just come to Thailand to open bank account, debit card and internet banking? It look like that Hong Kong passport holders do not need to apply for retirement visa in Thailand.
Hi Colin, If there is no debit card or Union Pay, how can I pay for living expenses in Thailand like super markets and shopping, etc? I opened savings account at Bangkok bank today.
Got also ATM debit card and internet banking. All I needed was my passport and my work permit. No letter from embassy or certificate of residence was required.
So, I straightaway said yes. It seems that Malaysians have the option to get it while other foreigners need to present their work permit and apartment lease.
Hi Jeremy, can I know which branch you visit in Thailand? Works not in all countries Bangkok bank is an easy bank to open an account and it depends on the branch if they supply a visa debit card or union card so beware and ask first BUT, Thai bank are not like banks through out the world, if you open an account at Bangkok bank in Bangkok and you have a problem in another town i.
Also, beware of joint bank accounts, the rules around them are even more ridiculous, I have a joint bank account with my fiance at Bangkok bank Pattaya klang that we use for business and the atm machine ate her card, she went to the bank to get a replacement card and they said I have to trek to Thailand and be with her for them to issue a new card I have a Visa debit card but I am wondering weather when it expires they will try to give me a union pay card instead.
Thank you for great informations! I want to open an account in Thailand. Is it possible if: Thank you very much! A lot of great information.
However I have a question that maybe you or one of your followers can answer. I am finally going to make the Retirement move to Thailand this Sept after visiting monthly for the past few years.
I do not really want to open a Thai Bank Account. If I raise the daily withdrawal amount allowed on my ATM. So that it covers my monthly rent.
Do I really need to open a Thai Bank Account? Do you think that would be enough. It should cover the 1st month rent plus 2 month deposit.
Any info that you or your followers can provide would be greatly appreciated. How much is your rental budget?
A Thai bank account is useful for avoiding fees that foreign banks charge to use cards abroad. You can just transfer from your bank to the Thai account via Transferwise, the cheapest way to transfer online, surely you should save a few bucks that way.
Or you could just get a Caxton FX Card which is a pre-paid mastercard. It costs nothing to top up and you only pay the Thai Atm fee.
Getting a Thai banking app is also useful as many condos prefer online transfers to paying rent in cash. Easiest bank to get Thai account is Krungsri, but you will need to get your rental contract first as they want to show you reside in Thailand.
The ATM kills you on the fees and they also kill you on the exchange rate. Doing any kind of business in Thailand is going to require an account too.
As Pat says the rental will be one. Which is an awful lot of wiggle room. The other issue is what visa you are planning on entering with.
Any of the banks will work but be aware that requirements will vary by branch. Thanks James for the information. I greatly appreciate it.
My reasons are nothing complicated really for not wanting to open a Thai Bank Account. Or, having to do with money U. While living in Germany it was easy.
I simply paid the rent to my German Landlord by transferring the rent from my U. Account to the Landlords personal Account.
No additional Bank Accounts needed. As I was going to make one withdrawal a month to cover my monthly expenses.
This is what I did when I visited Thailand on my vacations I use to visit once a year for a month prior to my Retirement. Hey Thomas, You could probably do the same thing for your rent using Transferwise.
I just hate paying bank fees and having a lot of cash lying about so went the local bank route. Using my US ATM card in Thailand ends up costing about four times more than the Transferwise fee plus getting screwed another percent or so on the conversion fee.
Once I started going more than once a year on vacation it hit the free-dinner-at-a-fairly-nice-restaurant level so I opened the local account.
I used the suggestions on this website to open a Bank Account in Thailand. I found information is not consistent between branches so go to multiple branches.
I received a bank book and debit card. Those days about 15 years ago they only need a local address and the my Thai girlfriend who is my wife now to ensured the local address is correct.
Subsequently, I also make a Fixed Deposit Account and Online banking without much problems and was very satisfied with the services. How someone can advise me which bank I can go to in Bangkok which have good services and interest rates especially for Fixed Deposit.
Try the Exchange Tower branch in Asoke. It seems that there are a lot of mixed feelings about opening a bank account there.
Some said that it was easy while others said that it was hard. Let us know how you get on. That was super easy then.
It does seem like people have an easier ride when opening accounts in rural areas. My under the counter visa agent needed to make my Kasikorn Saving, Visa, Debit card, 1,, Baht withdrawal, so they could deposit and withdraw for Retirement visa.
This was new to me, so went to Kasikorn bank, they spoke with visa agent, on mobile few clicks on bank computer, it was done.
On picking up the visa, my account have not been touched this year. It depends on who is the contact at immigration office, and if no soldiers visiting.
I have had the account on and of since In the days when it was the Thai Farmers Bank. In those days all you needed was a tourist visa and passport, name of Hotel, plus some cash.
I opened an account with Bangkok Bank in Pattaya with the following three documents: Certificate of Residency 3. Language school letterRead many useful information on this site, greatly appreciated.
Bangkok bank now only issues UnionPay debit cards. No more Visa debit cards. I have found only big department stores like Central and The Mall accept the UnionPay cards without problem.
Anyone know if TMB will give foreigner Savings account and debit card? Sawadee-ka, I just opened a regular savings account with Bangkok Bank at the branch in Chai Prakan, in the province of Chiang Mai about 3 hours from the city.
I happen to be here, not sure if info on this branch would be helpful to anyone else. I had my passport and id card from home.
They also made a copy of my latest entry which was without visa for 30 days as a tourist. They did ask for a locally registered address which I got from my friend who I stay with, so his id with address was needed.
One of the staff spoke English and talked me through the whole process, including setting up the ibanking and meaning app which I downloaded on the spot.
The fee is baht per year for the account and baht for opening the count. I was issued a passbook and Be1st Atm card on the spot, that comes with some kind of accident insurance, not a lot of coverage, but a little perk I hope will not be used.
Sounds like a helpful branch. Still, you got it sorted quickly. My husband and I both got a Krungthai and Krungsri savings account.
We just presented our passports and work permits. Krungsri on the other hand just let us have the Debit Card with just baht deposit but there is no insurance for this and we got deducted like 19baht monthly, I will still talk with the bank one of these days regarding this deduction.
I found this webpage useful so I thought I give back and share my experience. I have a Thailand Elite visa.
Debit card and online banking. I showed them my passport and resident certificate provided for 20 baht from my condo.
Hope this helps others. Thanks for reporting back Alex. I would have thought the Elite Visa would have opened banking doors immediately.
Do the Elite company not recommend a "friendly bank" for Elite clients? For those wondering what the Elite Visa is, please see here: You get a whole bunch of perks no fees etc.
Thanks for all your work. Ah, I see - thanks for the information. I already have a BKK account with Union Pay debit card which is useless as cannot use to purchase online.
Crazy to reject my business! I just need a Visa or Mastercard debit not credit card. Opening a bank account is a joke.
All the banks and even the branches apply different rules! I visit on a tourist visa for 2 months at a time.
Bangkok bank in Pattaya wanted a 12 month rental agreement and official confirmation from the police that I have this. So the same document confirmed by the police but also confirmed by the bank.
Another bank in Central Festival wanted an employment visa. And another wanted evidence of property ownership. So off to Kalasin I went, noting that a tourist on this blog had opened an account with SCB with only a passport.
I tried in the branch in Big C supermarket Need a teacher or government employee to guarantee me maybe introduce me rather than guarantee me, as I cannot borrow.
Finally Krungsri bank wanted my partner to guarantee me but she had to have a house deed. Luckily for me she does have one so now I am a Farang with a bank.
Krungsri also do internet banking in English so thats a bonus. A common comment from the banks is "the rules have just changed". I just spent a very frustrating morning trying to open up an account at Krungsri Bank.
The problems began when they started listing the cost to open an account - 1 10, thb required for the initial deposit.
OK, although I know for a fact that Thais only need a 1, thb initial deposit. I have a retirement visa, renewed 5 times. I showed my house lease for the last 4 years.
They refused to waive the 2, fee. I will never bank at K Bank. It starts to feel like they are doing you a favour banking with them. Stick with BKK Bank.
Wow what a rip off and of course different feom my experience. I put in 30k so dont know what the minimum deposit was as it was never mentioned.
Debit card fee baht pa. My experience was with Krungsri bank. Thank you for doing this!!! We bank with Bangkok Bank and due to them refusing to issue a visa debit card, we are wanting to change to another bank.
Your information has helped us to make a decision. I hope you get it sorted. Drop back in and let me know which bank you use. Do I have to wait long to receive one?
Yvette may be better served by a pre-paid card that allows additional funds to be added. Ah, I see, thank you.
Are pre-paid cards available to foreign nationals and if so from where? It might be something Yvette can arrange with her bank at home and then recharge as needed from her home account.
It never ceases to amaze me! I will be opening an account in Bangkok when I visit next month! This page provides very useful info!
What should a letter of recommendation from my bank or consulate say? Your two questions open up a number of others. Like which bank are you interested in?
What kind of Visa will you be travelling under? Where will you be staying? The bank will ask all of that and more.
But to your questions: My most recent transfer went through at a better-than-posted rate. Checks or cheques for that part of the world which like to use more letters than necessary will be tough.
First - there is no simple international clearinghouse for checks. At the very least do a wire transfer after you open the account with a small amount usually THB.
Hello, do the banks run credit checks? Do they run reports on your history with home accounts in the U. They will if you try to open a credit account which would require a large enough deposit for you to be of interest to them anyway but not with a deposit account.
With our contract for a condo we opened our Kbank account at Pattaya. But each bank as you mentioned so rightly has different rules.
And also "things have changed"mantra. Trying to get a Fx letter saying the funds came from outside it was a nightmare dealing with three different branches.
The main branch has a very unpleasant person you want to avoid dealing with. We are looking for a bank with a slightly good customer service manners.
They want to charge for everything and offer the worst exchange rate. Can the company or developer you are buying the condo through suggest a bank and branch that their clients have dealt with in the past?
A referral usually goes a long way in making things easier in these cases. Hi TTL,Nice blog you have. I moved to Bangkok earlier this year. In the initial process, i only had my WP3 letter and non-B immigrant visa.
Along with a company letter stating my salary and position, and my annual condo lease contract - Bangkok Bank was nice to issue me a passbook and ATM card.
The only promise on my part was to deliver a copy of my work permit once i had it which i did SCB was a little cumbersome as you mentioned as they specifically needed the work permit document.
A little odd since my company uses SCB to pay salaries also. Anyhow i got both in the end. And SCB also issued me a unsecured credit card although i had not been working here for 6 months at that time.
For both accounts, i did not need to put in a lot of money to open the savings account. Wow, a credit card too! What branches in Bangkok did you use?
Opened a Thai bank account with a 30 days tourist visa at the Krungsri bank in Pattaya at the CentralFestival Pattaya Beach shopping mall. In order to open the bankaccount i needed to get a This may have been covered before, but I have found it to be very helpful: The money is then transferred without fee in to my Bangkok Bank Savings Account.
At first it would take a few days for the deposit to show here in Thailand, but now it arrives the same day the SSA makes the deposit in the States.
I travel the country quite a bit, so the fees mostly to withdraw money at an ATM irk me. Peter,I looked into the direct deposit route as well but found the buy-sell spread on conversion to be worse than that available through Transferwise.
What has your experience been for what BKK Bank is using as an exchange rate and what is the published rate? Only Union Pay, which is next to useless for online purchases.
Welcome to the New World Order. Best bet is to keep an FTF card from your land of origin until the tremors settle down. That should be "FTF free".
They still have the Visa cards. You just need to tell them you need a Visa, and they will post one to you.
I just came back from Bangkok Bank branch on Koh Chang. With a day tourist visa I could open an account only together with an insurance for Baht or a work permit.
I showed the staff the requirements on their homepage. Many readers have had the same experience. If not, you may just have to swallow the insurance for 5k.
What bank has the lowest set up cost, and do they have monthly fees? Are there costs involved in closing the account? I opened a bank account at Bangkok Bank with just a 30 day entry stamp, and a Thai girlfriends address.
The bank made a copy of my passport and drivers license from home, and then opened the account for me. It was quick, and easy.
Hi Greg, what branch was this, and how long ago? No letter from your Embassy required? It took 15 minutes and I walked out with my debit card.
The girl even filled out the very simple form from my Passport. I have never seen such efficiency in Thailand before. The investment bank is considered within the " Bulge Bracket " as the third largest investment bank in the world , as of [update].
Its corporate practices of servicing the middle class and wider banking community has yielded a substantial market share since the early 20th century.
The Bank of Italy served the needs of many immigrants settling in the United States at that time, providing services denied to them by the existing American banks which typically discriminated against them and often denied service to all but the wealthiest.
From a makeshift desk consisting of a few planks over two barrels, he lent money to those who wished to rebuild.
In another corporation, Bancitaly Corporation, was organized by A. Giannini, the largest stockholder of which was Stockholders Auxiliary Corporation.
This company acquired the stocks of various banks located in New York City and certain foreign countries. Monnette and consolidated it with other bank holdings to create what would become the largest banking institution in the country.
Giannini and Monnette headed the resulting company, serving as co-chairs. Giannini sought to build a national bank, expanding into most of the western states as well as into the insurance industry , under the aegis of his holding company, Transamerica Corporation.
In regulators succeeded in forcing the separation of Transamerica Corporation and Bank of America under the Clayton Antitrust Act. Bank of America and Transamerica were separated, with the latter company continuing in the insurance sector.
Only in the s, with a change in federal banking legislation and regulation, could Bank of America again expand its domestic consumer banking activity outside California.
New technologies also allowed the direct linking of credit cards with individual bank accounts. In , the bank introduced the BankAmericard, which changed its name to Visa in Following the passage of the Bank Holding Company Act of , BankAmerica Corporation was established for the purpose of owning and operation of Bank of America and its subsidiaries.
Seafirst was at risk of seizure by the federal government after becoming insolvent due to a series of bad loans to the oil industry. BankAmerica continued to operate its new subsidiary as Seafirst rather than Bank of America until the merger with NationsBank.
BankAmerica experienced huge losses in and by the placement of a series of bad loans in the Third World , particularly in Latin America.
Though Armacost blamed the problems on his predecessor, A. Tom Clausen , Clausen was appointed to replace Armacost. The losses resulted in a huge decline of BankAmerica stock, making it vulnerable to a hostile takeover.
First Interstate Bancorp of Los Angeles which had originated from banks once owned by BankAmerica , launched such a bid in the fall of , although BankAmerica rebuffed it, mostly by selling operations.
The company acquired its California rival, Security Pacific Corporation and its subsidiary Security Pacific National Bank in California and other banks in Arizona , Idaho , Oregon , and Washington which Security Pacific had acquired in a series of acquisitions in the late s.
This was, at the time, the largest bank acquisition in history. At the time, no bank possessed the resources to bail out Continental, so the federal government operated the bank for nearly a decade.
Illinois at that time regulated branch banking extremely heavily, so Bank of America Illinois was a single-unit bank until the 21st century.
BankAmerica moved its national lending department to Chicago in an effort to establish a financial beachhead in the region. These mergers helped BankAmerica Corporation to once again become the largest U.
In , Bank of America lent D. Shaw suffered significant loss after the Russia bond default. While NationsBank was the nominal survivor, the merged bank took the better-known name of Bank of America.
Despite the mammoth size of the two companies, federal regulators insisted only upon the divestiture of 13 branches in New Mexico , in towns that would be left with only a single bank following the combination.
In , McColl stepped down and named Ken Lewis as his successor. The Federal Reserve Board gave final approval to the merger on December 15, , and the merger closed on January 1, The BankBoston name and trademarks were not part of the transaction and, as part of the sale agreement, cannot be used by Bank of America ending the BankBoston brand.
It had 66 branches and , clients in Brazil. BankBoston in Chile had 44 branches and 58, clients and in Uruguay it had 15 branches.
In addition, there was a credit card company, OCA, in Uruguay, which had 23 branches. While the BankBoston name and trademarks were not part of the transaction, as part of the sale agreement, they cannot be used by Bank of America in Brazil, Chile or Uruguay following the transactions.
Banco de Boston de Brazil had been founded in The deal closed July 1, A Dutch court blocked the sale until it was later approved in July.
The acquisition was completed on October 1, Bank of America took over the event starting with the race. Ken Lewis, who had lost the title of Chairman of the Board, announced that he would retire as CEO effective December 31, , in part due to controversy and legal investigations concerning the purchase of Merrill Lynch.
Brian Moynihan became President and CEO effective January 1, , and afterward credit card charge offs and delinquencies declined in January.
This purchase of preferred stock was arranged to provide a return on investment of 7. Countrywide, however, denied that it was close to bankruptcy.
This purchase made Bank of America Corporation the leading mortgage originator and servicer in the U. It has been suggested that the deal was structured this way to prevent a potential bankruptcy stemming from large losses in Countrywide hurting the parent organization by keeping Countrywide bankruptcy remote.
Attorney General Eric Holder said a federal probe found discrimination against qualified African-American and Latino borrowers from to He said that minority borrowers who qualified for prime loans were steered into higher-interest-rate subprime loans.
Merrill Lynch was at the time within days of collapse, and the acquisition effectively saved Merrill from bankruptcy. Shareholders of both companies approved the acquisition on December 5, , and the deal closed January 1, Tom Montag, head of sales and trading.
The bank, in its January 16, earnings release, revealed massive losses at Merrill Lynch in the fourth quarter, which necessitated an infusion of money that had previously been negotiated  with the government as part of the government-persuaded deal for the bank to acquire Merrill.
Lewis had foreseen the outrage from his shareholders that the purchase of Merrill would cause, and asked government regulators to issue a letter stating that the government had ordered him to complete the deal to acquire Merrill.
The acquisition made Bank of America the number one underwriter of global high-yield debt , the third largest underwriter of global equity and the ninth largest adviser on global mergers and acquisitions.
Many major financial institutions had a stake in this lawsuit, including Chicago Clearing Corporation , hedge funds , and bank trusts, due to the belief that Bank of America stock was a sure investment.
The additional payment was part of a deal with the U. Congress have expressed considerable concern about how this money has been spent, especially since some of the recipients have been accused of misusing the bailout money.
House of Representatives, however, were skeptical and quoted many anecdotes about loan applicants particularly small business owners being denied loans and credit card holders facing stiffer terms on the debt in their card accounts.
As a result of its federal bailout and management problems, The Wall Street Journal reported that the Bank of America was operating under a secret "memorandum of understanding" MOU from the U.
With the federal action, the institution has taken several steps, including arranging for six of its directors to resign and forming a Regulatory Impact Office.
Bank of America faces several deadlines in July and August and if not met, could face harsher penalties by federal regulators. The bank announced it had completed the repayment on December 9.
The bank approved the bonuses before the merger but did not disclose them to its shareholders when the shareholders were considering approving the Merrill acquisition, in December Liman, son of Arthur L.
Liman , represented the bank. On September 14, the judge rejected the settlement and told the parties to prepare for trial to begin no later than February 1, And all this is done at the expense, not only of the shareholders, but also of the truth.
Bank of America Corp. In , the U. Former bank official Douglas Campbell pleaded guilty to antitrust, conspiracy and wire fraud charges.
Circuit Court of Appeals ruled that the finding of fact by the jury that low quality mortgages were supplied by Countrywide to Fannie Mae and Freddie Mac in the "Hustle" case supported only "intentional breach of contract," not fraud.
The decision turned on lack of intent to defraud at the time the contract to supply mortgages was made. Bank of America cut around 16, jobs in a quicker fashion by the end of as revenue continued to decline because of new regulations and a slow economy.
This put a plan one year ahead of time to eliminate 30, jobs under a cost-cutting program, called Project New BAC. The locations were converted to Huntington National Bank branches in September.
As part of its new strategy Bank of America is focused on growing its mobile banking platform. As of [update] , Bank of America has 31 million active online users and 16 million mobile users.
Its retail banking branches have decreased to 4, as a result of increased mobile banking use and a decline in customer branch visits.
By , the number of mobile users has increased to Bank of America has offices in Hong Kong, Shanghai, and Guangzhou and was looking to greatly expand its Chinese business as a result of this deal.
The bank agreed with the U. It should be noted that even though Bank of America operates Community Bank customer services are not interchangeable between the two financial institutions,  meaning a Community Bank customer cannot go to a Bank of America branch and withdraw from their account and vice versa.
In April , Bank of America announced that it would stop providing financing to makers of military-style weapons such as the AR rifle. In , Bank of America began expanding organically, opening branches in cities where it previously did not have a retail presence.
Bancorp , the largest non-Big Four rival. In January , Bank of America announced an organic expansion of its retail footprint into Pittsburgh and surrounding areas, to supplement its existing commercial lending and investment businesses in the area.
Starting in , customers will be able to use voice or text to communicate with Erica and get advice, check balances and pay bills.
Digital banking head Michelle Moore said the technology was designed to help customers do a better job of managing money. Forrester analyst Peter Wannemacher says bank customer experiences with the technology have been "uneven or poor," but Bank of America intends to adapt Erica as needed.
It has achieved this through key acquisitions. Consumer Banking, the largest division in the company, provides financial services to consumers and small businesses including, banking, investments and lending products including business loans, mortgages, and credit cards.
It provides for investing online through its electronic trading platform , Merrill Edge. The company is also a mortgage servicer. The Consumer Banking organization includes over 4, retail financial centers and approximately 15, automated teller machines.
Bank of America is a member of the Global ATM Alliance , a joint venture of several major international banks that provides for reduced fees for consumers using their ATM card or check card at another bank within the Global ATM Alliance when traveling internationally.
This feature is restricted to withdrawals using a debit card and users are still subject to foreign currency conversion fees, credit card withdrawals are still subject to cash advance fees and foreign currency conversion fees.
The Global Banking division provides banking services, including investment banking and lending products to businesses. Its strongest groups include Leveraged Finance , Syndicated Loans , and mortgage-backed securities.
It also has one of the largest research teams on Wall Street. The Global Markets division offers services to institutional clients, including trading in financial securities.
The division provides research and other services such as market maker and risk management using derivatives. The tower, and accompanying hotel, is a LEED-certified building.
This settlement amount makes the NMS the second largest civil settlement in U. Oklahoma held out and agreed to settle with the banks separately.
The government asserted that Countrywide , which was acquired by Bank of America, rubber-stamped mortgage loans to risky borrowers and forced taxpayers to guarantee billions of bad loans through Fannie Mae and Freddie Mac.
According to the Bureau, roughly 1. The deceptive marketing misconduct involved telemarketing scripts containing misstatements and off-script sales pitches made by telemarketers that were misleading and omitted pertinent information.
The unfair billing practices involved billing customers for privacy related products without having the authorization necessary to perform the credit monitoring and credit report retrieval services.
As a result, the company billed customers for services they did not receive, unfairly charged consumers for interest and fees, illegally charged approximately 1.
A lawsuit has been filed against Bank of America by a former senior executive, Omeed Malik, who was accused of sexual harassment. Parmalat SpA is a multinational Italian dairy and food corporation.
Prosecutors did not immediately say whether they would appeal the rulings. In Parma , the banks were still charged with covering up the fraud. The bank was criticized for raising rates on customers in good standing, and for declining to explain why it had done so.
After the video went viral , she was contacted by a Bank of America representative who lowered her rate. The story attracted national attention from television and internet commentators.
In October , Julian Assange of WikiLeaks claimed that his organization possessed a 5 gigabyte hard drive formerly used by a Bank of America executive and that Wikileaks intended to publish its contents.
In November , Forbes published an interview with Assange in which he stated his intent to publish information which would turn a major U.
In December , Bank of America announced that it would no longer service requests to transfer funds to WikiLeaks,  stating that "Bank of America joins in the actions previously announced by MasterCard , PayPal , Visa Europe and others and will not process transactions of any type that we have reason to believe are intended for WikiLeaks This decision is based upon our reasonable belief that WikiLeaks may be engaged in activities that are, among other things, inconsistent with our internal policies for processing payments.
Later in December, it was announced that Bank of America purchased more than Internet domain names in an attempt to preempt bad publicity that might be forthcoming in the anticipated WikiLeaks release.
The domain names included as BrianMoynihanBlows. On March 14, , members of hacker group Anonymous began releasing emails said to be from a former Bank of America employee.
According to the group, the emails documented alleged "corruption and fraud". In the state of Arizona launched an investigation into Bank of America for misleading homeowners who sought to modify their mortgage loans.
According to the attorney general of Arizona, the bank "repeatedly has deceived" such mortgagors. In response to the investigation, the bank has given some modifications on the condition that the homeowners remove some information criticizing the bank online.
On May 6, , Bank of America announced it would reduce its financial exposure to coal companies. The announcement came following pressure from universities and environmental groups.
This particular branch was later acquired by Alaska-based Northrim Bank and moved across the street to the Linny Pacillo Parking Garage.
Through a number of mergers it was later known as the Industrial National Bank building and the Fleet Bank building. The building was leased by Bank of America from to and has been vacant since March The building is commonly known as the Superman Building based on a popular belief that it was the model for the Daily Planet building in the Superman comic books.
It is located in Downtown Miami. From Wikipedia, the free encyclopedia. This article is about a commercial bank unaffiliated with the government.
American multinational banking and financial services corporation. Investment banking financial services.Bank X Online Banking. Es wird dann auch automatisch die neue URL eingetragen. Kompatibilität OS X cl liga 2019 Unbeschränkter Zugang zum Web. Website des Entwicklers App-Support Datenschutzrichtlinie. Kontoauszüge werden dauerhaft gesichert und stehen so noch Monate und Jahre später zur Verfügung. Ich bin aber sicher, dass man das auch bei Ihnen zum Laufen bringen kann. Das geht über den "Bearbeiten"-Button oben rechts. Alter Mindestalter zum Laden dieses Programms: Frag doch mal… die Maus! Mehr von diesem Entwickler Alle anzeigen. Das Programm ist übersichtlich und vielseitig. Aufträge und Buchungen werden x-Tage vor Ausführungsdatum erzeugt. Ansonsten eine wirklich gute App. Website des Entwicklers App-Support. Bank X Online Banking 7. Und die Kontodaten Sparkasse sind zuverlässig, jedoch die der Deka-Bank werden nicht abgerufen, was womöglich auch an meinen Einstellungen liegen kann.